Personal Account

Premier Chartered offers several convenience services to give you secure real-time access to all of your Premier Chartered accounts via the internet.
It starts with the relationships we have with the people we serve. We take the time to know our customers and form a partnership that lasts. As investment professionals, we have to put ourselves into the shoes of our customers to truly understand their risks and goals. Explore the investment options we offer to help fill your needs.

Not sure how to plan for your financial future? Our Financial Answer Center answers all your questions by subject.

Checking & Savings

Premier Chartered offers a variety of checking and savings account options that are sure to meet your unique needs. Since 2011, we've proudly offered free checking!

Find the account that's right for you below and get started today with our broad range of savings and checking accounts designed to suit your banking needs and make your banking experience a pleasant one.

Features

  • Online Banking
  • Bill Pay
  • Debit Card
  • e-statement
  • Card Control
  • Fraud Monitoring

    • Personal Checking and Savings accounts

    Free Checking
    A free checking account that allows you to access funds via standard checks, Visa Check Cards, First Call Phone Banking, Mobile and Online Banking. Open an account online in 5 minutes or less! Details
  • Open an account with $500
  • No monthly service charges
  • No minimum balance requirements
  • Unlimited transfers to other accounts
    • Money Market
    A limited checking account that pays competitive interest on the funds deposited. Interest rates are tiered based upon the range of deposits. Details
  • Open an account with $2,500
  • Interest rates will be paid on the entire balance based on the applicable rate tier.
  • Earn competitive interest on balances of $1,500 or greater.
    • Benefits
  • Higher interest based on balances
  • Pay no fees regardless of balance
  • Free online, mobile, text and phone banking
  • Nationwide access to free ATMs via the Allpoint Network
  • 24 hour access to money
    • Traditional Savings
    A traditional savings account that earns competitive interest on all deposits. Details
  • Open an account with $1000
  • Unlimited withdrawals at any office or ATM
  • Interest compounded quarterly
  • Unlimited transfers to other accounts
    • Benefits
  • Free online, mobile, text and phone banking
  • Nationwide access to free ATMs via the Allpoint Network
  • Free online, mobile, text and phone banking
  • 24 hour access to money
    • Mortgage Loan
    At Premier Chartered, we offer competitive mortgage loan rates for the life of your loan. Whether you need a 30-year fixed loan or simply to refinance, our local representatives will find a financing solution that works for you.

    We offer unique mortgage options to meet your needs and many of our mortgage loans are serviced locally, and services are provided for the life of the loan.
    Recreational loan
    Financing is available for all your consumer needs including personal loans, automobile, RVs and motorcycles.
    Agricultural Loan
    We offer flexible term financing for real estate and improvements, equipment, livestock and operating lines of credit. Our ag loan officers are experienced, personable and eager to help.