Business Account
Manage your business banking accounts on-the-go with Our Business Online
We know that successful businesses drive the economic health of the region. We have a variety of investment options to offer that can help fill the needs of your business.
As a benefit of being a customer of Premier Chartered, you can receive insurance quotes from Premier Chartereds Insurance, a specialist in property, liability, business auto, workers compensation, employee benefits, and all business insurance coverages. Quotes are always free and no-obligation. All services administered by Premier Chartereds Insurance LLC.
Checking & Savings
We know that successful businesses drive the economic health of the region. Premier Chartered believes in your business. We have a variety of business accounts and services tailored to organizations large and small.
For over forty years, we have helped businesses in our communities thrive. At Premier Chartered you enjoy the convenience of working with a local bank who offers all the services that are expected from a larger organization, but with individualized service and support from your local Business Relationship Specialist.
Features
Use your Visa Check Card for all of your everyday business purchases. You will earn one point for every two to five dollars spent in eligible check card purchases. Simply link your existing Premier Chartered Visa Check Card(s) to begin earning points.
For customer service, Please text us via our online livechat.
Learn more about our Business Banking services below.
Business CheckingLending
Premier Chartered believes in your business. We have a variety of business loans to meet the needs of organizations large and small.
Lines of Credit for accounts receivable and inventory financing, operating expenses, funding gaps, and emergency funding
Installment or Term Loans for furniture, equipment, machinery, or permanent working capital to grow your business
Letters of Credit to provide bonding for performance or work completion of projects
We offer unique mortgage options to meet your needs and many of our mortgage loans are serviced locally, and services are provided for the life of the loan. Features
Owner- Occupied Commercial Real Estate Financing available for offices, warehouses, manufacturing, retail establishments, and non-profit community projects.
Non-Owner- Investment Commercial Real Estate Financing available for offices, apartments, shopping centers, warehouses, manufacturing facilities, retail shops, churches, and other non-profit facilities.
Commercial Real Estate Construction Funding available for both owner-occupied and non-owner occupied investment property customized to meet your needs. Your construction loan will be managed by your local loan officer with inspections and draws handled with “boots on the ground”. Features
Our experienced lenders, management and Board of Directors are committed to the needs of the agribusiness industry with over 40 years of service. Our advisory board is comprised of industry leaders.
The SBA's primary business loan program is the 7(a) General Business Loan Guaranty Program. It's generally used for business start-ups and to meet various short- and long-term needs of existing businesses, such as equipment purchase, working capital, leasehold improvements, inventory, or real estate purchase. These loans are generally guaranteed up to $3.75 million. Maximum loan amount is $5 million. The guaranty rate is 85 percent on loans of $150,000 or less and 75 percent on loans more than $150,000.
The guidelines for SBA guaranteed loans are similar to those for standard bank loans. In addition, your company must qualify as a small business according to SBA standards, which vary from industry to industry.
504 Local Development Company Program
The 504 Loan Program provides long-term, fixed-rate financing to small businesses to acquire real estate, machinery, or equipment. The loans are administered by Certified Development Companies (CDCs) through commercial lending institutions. 504 loans are typically financed 50 percent by the bank, 40 percent by the CDC, and 10 percent by the business.
SBA Express: SBA Express features an accelerated turnaround time for SBA review; a response to an application will be given within 36 hours.